Andrew Parker

25 Overpriced Items People Stupidly Keep Paying For That Are Nothing Short of Highway Robbery

Have you ever wondered why some everyday things cost so much? Today, we’re looking at 25 things that you might be paying too much for and why. You don’t have to stop buying them if you don’t want to, but it’d be a good way to cut costs without missing out on the good stuff.

Brand-Name Prescription Drugs

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Why go for the brand-name meds when generic ones do the same job? They’re just as effective and way cheaper. Next time you’re at the pharmacy, ask for the generic version, and you should see some pretty substantial savings. It’s a simple swap that’ll give you the same results and won’t have you skimping on your health.

Extended Warranties for Electronics

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That extra warranty at the checkout might seem like a good idea, but think about it. Most gadgets break down long after the warranty’s up, or they won’t break at all. You’re paying for peace of mind that, statistically, you probably won’t need, so it’s just a waste of money. Save that cash and just take good care of your stuff.

Gourmet Cafe Coffee

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We all love our coffee runs, but those daily trips to the cafe can be a huge strain on your wallet. Brewing your own cup at home could save you a lot of cash every year, and you could still make it fancy with syrups and whipped cream. You could even experiment with different beans and methods of growing to get that cafe-quality flavor without stepping outside your home.

Pre-Cut Fruits and Vegetables

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Pre-cut fruits and vegetables are convenient, although you’re just paying a ton to save a few minutes. Why not buy whole produce and spend a little time chopping it yourself? You could always put on some music to make it fun, and it’s a great way to unwind after you’ve had a long day.

Organic Produce

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Speaking of food, organic produce sometimes isn’t worth the extra price. When you’re buying fruit like bananas and oranges, you’re not even eating the outer layer, meaning that the regular ones are just as good. Put that organic budget towards leafy greens or apples, where it’s actually worth it.

Cable TV Subscriptions

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With all the streaming options out there, paying for cable seems a bit old-school now, and you can probably catch your favorite shows for a lower price. And best of all? You can do it on your own schedule. Cutting the cord means you’ll have more in your budget for other subscriptions or activities.

Designer Sunglasses

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Those fancy designer sunglasses look cool, but are they worth all that cash? You’re really just paying for the name on the side, and there are plenty of other stylish options that are much cheaper. They’ll also give you the same UV protection for your eyes, just without the huge markup.

Bottled Water

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When you regularly buy bottled water, you’re essentially just pouring money down the drain. Tap water is much cheaper and, sometimes, it’s free. Get yourself a nice reusable bottle and a filter to start saving. Plus, you’ll also reduce how much plastic you’re using, which is great for the environment.

In-App Purchases

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Free apps can end up costing a lot more than you think, thanks to those sneaky in-app purchases, and it’s easy to get caught up with tapping “yes.” Those small charges add up fast, and you should stick to the free features. If you’re determined to spend, go for the ones that have a one-time purchase option so you’re not continually blowing your cash.

Fitness Classes

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There’s no denying that those high-energy, trendy fitness classes are fun, but they also cost a pretty penny. There are lots of free or cheap workout videos online that will get your heart racing just the same. You’ll find plenty of choices and maybe even some new ones that will have you saving some cash and still sweating.

Fast Fashion

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You might think that buying cheap clothes from fast-fashion stores is a good idea, but it’s the complete opposite. They’ll wear out quickly, and you’ll end up paying more to replace them. Instead, go for better-quality clothes that’ll last longer. You won’t be able to get as many clothes, and they’re pricier upfront, but they’re a much better deal in the long run.

Movie Theater Popcorn

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We all know that movie theater popcorn is ridiculously overpriced, yet some people still insist on forking out for it. Next time, have a snack before you go or sneak in your own food for a movie experience that’s just as good but without the huge price tag. You’ll be able to enjoy your movie without needing to check your bank account.

ATM Fees

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Those ATM fees have a way of sneaking up on you, especially when you’re in a pinch. A little planning goes a long way, so try to only use ATMs from your bank to avoid those hefty charges. Or better yet, get cash back after shopping at your grocery store because there are no fees. They’re pretty easy changes to make.

Greeting Cards

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Greeting cards aren’t exactly costly, but why spend up to 5 bucks for each one when you just make your own? If you get creative, you’ll be able to make a card that’s much more personal, and the other person will appreciate it just as much. And if that’s not your thing, you could give an e-card instead.

Lottery Tickets

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It’s fun to dream about hitting that big jackpot but think about it realistically. The chances of winning are very slim and instead of throwing your money away on them, you could save it up. Over time, you’ll have a lot more to show for it, and it’s something you can rely on happening.

New Cars

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As soon as you drive off the lot, your new car has already lost some of its value, so you might want to go for a used car instead. They’re just as good as the new ones and much better for your budget. Let someone else take the hit, and you’ll be surprised at how much you can get for your money when you look at some older models.

Daily Newspaper Delivery

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With so much news online, paying for a newspaper to be delivered each day feels silly. Most publications have digital versions that are cheaper and more accessible, with videos or even audio to listen to as you’re reading. Plus, digital news is current, unlike the newspaper that’s already dated by the time you read it.

Overdraft Protection

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Overdraft protection is a good safety net, but it usually comes with a steep price. It’s smarter to keep an eye on your account yourself to avoid going into your overdraft. Most banks will give you a free alert that’ll notify you if your balance drops below a certain amount, so turn these on to save some money.

Airline Seats

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If you’re thinking of paying extra for a specific seat on your next flight, it might not be worth it, especially if it’s a short trip. Most of the time, the free seats are perfectly fine, and you might even get a good spot if you check in early enough. Save that money on a treat for yourself during your trip instead.

Name-Brand Spices

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Are those expensive name-brand spices really worth the extra cost? Usually, no. Store-brand ones will make your food taste just as good but at a fraction of the price. Next time you’re shopping, go generic, and you’ll get the sweet taste of some good food and some pretty big savings.

Luxury Hotel Rooms

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Luxury hotel rooms are definitely comfortable, but are they make or break for your vacation? Most of the time, you’ll make the best memories when you step outside the hotel room, so go for something that’s still comfortable but less pricey. You’ll be able to put that money towards your experiences and better memories.

Monthly Subscription Boxes

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When you first get them, subscription boxes seem pretty exciting, but their value is a little more questionable. If you’re finding yourself with things you don’t want, it might be time to unsubscribe and use that money on things you actually want. This way, each dollar you’re spending is adding some value to your life.

Dry Cleaning

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Here’s something you probably don’t know. You can clean a lot of clothes that say “dry clean only” at home, as long as you check the care labels. Sometimes, handwashing or even a delicate cycle are options, and they’ll help you to save on dry cleaning costs. Better yet, you’ll also reduce the risk of wear and tear because you’re not using harsh chemicals.

Pet Insurance

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It’ll give you peace of mind, but pet insurance isn’t always a good option. The monthly premiums can really add up, and many plans come with high deductibles and exclusions that mean it’s not worth it. Instead, try putting a little aside each month into a savings account so you’re prepared for any emergencies without the monthly bill.

Premium Credit Cards

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Are you really getting your money’s worth from those premium credit cards? It doesn’t make sense if you’re not traveling enough to take advantage of the room upgrades or other rewards. A no-fee card with a good rewards program can actually get you more bang for your buck.

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